Archive for the ‘Finance’ Category

Be Careful of Internet Credit Card Transactions

leave a comment »

I’ve haven’t realized the dangers of internet transactions using credit cards not until I fell victim to one.

A month after my second or probably my last internet transaction, I was in a Department Store with my friends enjoying a normal weekend shopping. We’ve agreed to use my credit card to pay for our items since payday is a couple of days ahead. After an hour, we all met on the cashier to scan our items. To my surprise, the sales lady told me that there is problem with my card.

“Sir, your card is suspended, you need to call customer service” I don’t know what to say, I just mumbled – “Can you assist me please.”

They immediately called customer service and I spoke to one of their representatives.

I was told that my card was charged with two items which they are trying to confirm if I made those charges. They’ve given me the date of purchase and I am very sure that I’m not the one who did it. The courteous lady told me that for security purposes, they disabled my card to avoid unauthorized transactions.

Slowly accepting my fate, I was already planning to leave all my purchases, good thing I have my debit card in my pocket and solved my very own personal crisis.

So, after that horrible experience, I learned a lesson.

Be careful of internet credit card transactions.


Written by addjdl

January 30, 2010 at 7:52 AM

When Do You Need to Upgrade Your Software?

leave a comment »

I’ve been translating for the last 5 years and used a couple of new softwares available in the market, including word processors and DVD authoring softwares. I was able to do my work and produce great results with my current operating system and set of softwares. But the question is, just when do you need to upgrade? What are the factors to consider?

Let me share this in a Subtitler’s point of view.

First, do you really need the upgrade? We are talking about the advantages. Does the upgrade possess something that your current version does not? If it does, and it will boost your performance, take it. I asked the same question when I upgraded from Encore 1.5 to Encore 2.0. I was hesitant at first, but I need the new features. I am also sure that it will get things done. So I purchased the upgrade.

I also considered my budget. What’s the use of a good upgrade if you can’t afford it.

Lastly, will it double the rate of your production? It it does, then no second thoughts. We recently upgraded our transcription software and it improved our performance to 35%. It’s something worth the investment.

Filipino Subitler – How to Export DVD Files

Written by addjdl

July 19, 2009 at 7:18 PM

Filipino Subtitler’s own Domain

leave a comment »

Starting July 7, 2009 Filipino Subtitler will have its own domain.

Written by addjdl

July 7, 2009 at 3:47 PM

How to Earn Money

leave a comment »

Here’s a cool way to participate in discussions on just about anything. Click Here.

Written by addjdl

March 7, 2009 at 12:42 AM

Posted in Finance

Tagged with


leave a comment »

Modern technology dramatically affects our way of life. Greatly improving our work and making it easy for us to accomplish complicated tasks. Although the price of modern technology can sometimes take its toll on one’s pocket, we do strive to acquire them through simple means possible.

But sometimes, it also pays to stay behind the curve with the current rate of new products and technology available in the market. You can at least wait for a few months before finally purchasing a cell phone or a DVD player. Impatience often leads to overspending.

Written by addjdl

March 6, 2009 at 11:24 PM

Credit Card Convenience

leave a comment »


Shopping using a credit is a breeze. Imagine just carrying a plastic card and virtually swipe your way on to anything.

But still, your credit limit is not your extra fund.

Proper management of your credit card along with your credit limit will surely reap you benefits.

Doing the opposite can cause you to make those pitfalls of bad credit.

The convenience you get depends on your careful management.

Written by addjdl

March 5, 2009 at 7:28 PM

Posted in Finance

Tagged with